There are countless rules and regulations governing employee benefit plans. Our expert team will help ensure that you are meeting your compliance obligations. We stay up-to-date, and will inform you of any laws or regulations that may affect your employee benefit program. Our compliance consulting services include:
Cobeso, Inc. is committed to helping you with complex plan administration and legislative compliance, using a variety of internal and external resources.
Cobeso Inc. is happy to provide our clients with exclusive LegislativeBrief publications that summarize recent federal legislative developments in insurance and employee benefits.These informative documents are researched and written in an easy-to-read manner by experienced benefits attorneys.
Communication materials provide Cobeso, Inc. clients with instant access to a library of downloadable articles, including categories such as Wellness Programs, Employee Health & Wellness and Benchmark Surveys& Statistics.
Cobeso, Inc.provides our clients with Health Shop- comprehensive consumer information in a ready-to print newsletter format. Topics include At the Doctor's Office, At thePharmacy, Home Care and Your Health Plan.
Saving money on employee benefitsis imperative in today’s economy.The cost of providing benefitscontinues to rise, and employees consistently seek more. Many employers struggleto balance employeeneeds with theirown bottom lines. Helping youmeet these needs is Cobeso lnc.’s specialty.
Obtaining competitive quotesfor coverage and handling claimsproblems is only a small part of what you shouldexpect from your insurance and employee benefit advisors. We go much further by providing qualityservices throughout the year. Providingyour current carriers with a simple letter that names Cobeso Inc., Inc. as yourBroker of Record will allow us to complete an in-depth market analysis, obtainquotes from more markets and leverage our relationships with carriers. Brokerstypically receive commission dollars from carrierson a monthly basis, which means that your plan renewal dates do notaffect your ability to change brokers at any time during your plan year
Your employees are paying fora portion of your benefit plans, and consequently are paying a portion of your broker’s fees.Ensure that you are providing the best value and service for your company andits employees by working with aquality organization. Our professional employee communications will keep youremployees informed, healthy and safe.
We employ the services of (Actuarial Firm Name) to assist with actuarial calculations critical to your employee benefit plan. (Actuarial Firm Name) can provide analyses and studies ranging from basic valuations to highly sophisticated long-range forecasts. By partnering with (Actuarial Firm Name),we go beyond standard solutions and deliver the maximum value for your benefit dollar.
Eliminate guesswork from your benefit s renewal process.Our goal is to turn viable solutions into real results through value-added tools that benefit your business. PlanAdvisor offers a simplified way to approach your benefits design planning by balancing both cost and value for your company and employees. We can help you:
Our benchmarking data provides you a standard to which you can compare your benefit programs. We will make recommendations to help you enhance your plan while at the same time remaining competitive and reducing your overall plan costs.
Valuable benefit trend statistics and surveys are one of the core pieces of information that we provide to our clients to help support your benefit plan design strategy and decisions. These surveys and statistics provide benchmark data from leading consulting organizations around the country and cover the following topics:
Employers need to keep abreast of constantly changing trends, laws and other regulations. Employees need to be able to understand their benefits well in order to be wise consumers and understand the value of their "hidden paycheck." Unfortunately, most employers have limited resources in this area.
The Cobeso, Inc. team helps you tackle your employee communication challenges. With strategic planning and a thorough understanding of your communication objectives, we provide custom communication materials that will help both you and your employees understand your plans and the issues influencing your benefits decisions. Below are the types of custom communications we offer - with a few samples included.
Benefit communications include memos, flyers, payroll stuffers, posters and articles used to announce benefit changes, introduce new benefits or plans, or to help employees understand and use certain benefits.
We provide benefit statement items such as total compensation statement packets and a summary of an employee's benefits package, including salary and benefits.
We supply everything you need, including letters, flyers, articles, payroll stuffers, posters and e-mails to help support your CDHC campaigns.
Everything from employee-facing articles to payroll stuffers to Legislative Briefs, our healthcare reform content keeps employers and employees in the know on this hot topic.
You'll have access to educational articles covering many benefit topics. This also includes a quarterly Benefits Bulletin newsletter about the newest legislation issues and benefits trends, along with a monthly one-page newsletter covering highlights of current HR and benefit news.
Provide your employees with insight and information about insurance and employee benefits topics with this series. These brochures help your employees better understand their benefits, and can serve as a foundation for your ongoing employee communication campaigns.